
Investing in
Everyday Businesses
Kilgour Williams Capital is a private credit investment manager, focused on small business loans overlooked by traditional finance.
A Proven Track Record of Performance
$ 1B+
Deployed Since 2017
1,000+
Loans Across the Portfolio
Multiple
Credit Cycles Navigated
20+
Years of Lending Experience
ABOUT THE FIRM
Financing the Businesses People Rely on Every Day
Kilgour Williams Capital is a private credit investment manager that puts investor capital to work in profitable, non-cyclical small companies that traditional finance consistently underserves.
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Kilgour Williams independently underwrites and purchases loans through established lending platforms, applying its own credit judgment to every position it holds.
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The strategy is focused and the process is disciplined. Nearly two decades of consistent returns reflect both.
Portfolio Construction
1,000 loans+ with a 2% cap on a single position.
Structural Liquidity
Short-duration loans return cash to the portfolio every month.
Double Due Dilligence
Every loan is reviewed by an origination platform and internally before funding.
Independent Valuation
The portfolio is valued monthly by an independent third party.
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Grocery stores
ESSENTIAL RETAIL
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Dental offices
HEALTHCARE
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Auto mechanics
SERVICES
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Takeout restaurants
FOOD SERVICE
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Gas stations
FUEL & CONVENIENCE
WHAT WE FINANCE
Investing in the Businesses we Believe in.
Small businesses make up nearly half the economy, yet they're consistently overlooked by traditional lenders. Kilgour Williams was built to support businesses that are creditworthy, resilient and essential to the communities they serve.

The Small Business Economy
Small businesses drive growth, create jobs and keep economies moving.
But they need support to grow and serve their communities.
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Small Businesses are:
44%
of U.S. GDP
99.9%
of U.S. Companies
~2/3
of private sector jobs
~1/2
of the private sector workforce
CONTACT
Invest with Us
The fund is open and actively accepting new investor relationships. Reach the team directly
© COPYRIGHT © 2022 KILGOUR WILLIAMS CAPITAL
Kilgour Williams Capital is registered in Ontario and Quebec as an Exempt Market Dealer, Investment Fund Manager, and Restricted Portfolio Manager. Kilgour Williams Capital is registered in BC and Manitoba as an Exempt Markets Dealer. Kilgour Williams Capital is registered in Alberta as a Restricted Portfolio Manager and Exempt Market Dealer. Kilgour Williams Capital is registered in Newfoundland and Labrador as an Exempt Market Dealer and Investment Fund Manager.
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COPYRIGHT © 2022 KILGOUR WILLIAMS CAPITAL.
The content of Kilgour Williams Capital Incorporated(KWC) website is intended for information purposes only and does not constitute an offer to buy or sell products of KWC nor is it intended as investment and/or financial advice on any subject matter. Any commentaries, reports or other content are provided for your information only. Content on this website may not be redistributed, retransmitted or disclosed, in whole or in part, or in any form or manner, without the express written consent of KWC. Any unauthorized use or disclosure is prohibited.
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The information is derived from sources which are believed to be reliable but KWC makes no representation that the information is accurate or complete. Any opinion expressed herein is based solely on the presenter’s current analysis and interpretation of each information and is subject to change. Certain of the statements made may contain forward-looking statements, which involve known and unknown risks, uncertainties and other factors which may cause the actual results to be materially different from any future results, performance or achievements expressed or implied by forward looking statements.
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Information pertaining to KWC funds is not to be construed as a public offering of securities in any jurisdiction. The offering of units of the KWC fund is made pursuant to their respective offering memorandum only to those investors in jurisdictions who meet certain eligibility or minimum purchase requirements. Please read the Offering Memorandum before investing. All performance data assume reinvestment of all distributions or dividends and do not take into account sales, distribution or income taxes payable by any unitholder that would have reduced returns. Values change frequently and past performance may not be repeated.